First BanCorp. New Common Stock (FBP)

Many small-cap stocks have limited Wall Street coverage, giving savvy investors the chance to act before everyone else catches on. But the flip side is that these businesses have increased downside risk because they lack the scale and staying power of their larger competitors.

A number of stocks fell in the morning session after a surprisingly weak July jobs report and the announcement of sweeping new tariffs fueled fears of an economic slowdown and an impending interest rate cut. 

Puerto Rican financial institution First BanCorp (NYSE:FBP) missed Wall Street’s revenue expectations in Q2 CY2025, but sales rose 6.5% year on year to $246.8 million. Its non-GAAP profit of $0.50 per share was 9.4% above analysts’ consensus estimates.

Puerto Rican financial institution First BanCorp (NYSE:FBP) will be announcing earnings results this Tuesday morning. Here’s what investors should know.

First BanCorp currently trades at $22.50 and has been a dream stock for shareholders. It’s returned 298% since July 2020, more than tripling the S&P 500’s 94.1% gain. The company has also beaten the index over the past six months as its stock price is up 15.7% thanks to its solid quarterly results.

As the Q1 earnings season wraps, let’s dig into this quarter’s best and worst performers in the regional banks industry, including First BanCorp (NYSE:FBP) and its peers.

Puerto Rican financial institution First BanCorp (NYSE:FBP) reported Q1 CY2025 results exceeding the market’s revenue expectations, with sales up 7.6% year on year to $248.1 million. Its non-GAAP profit of $0.47 per share was 10% above analysts’ consensus estimates.

First BanCorp currently trades at $19.59 and has been a dream stock for shareholders. It’s returned 263% since June 2020, nearly tripling the S&P 500’s 90.4% gain. The company has also beaten the index over the past six months as its stock price is up 5.2% thanks to its solid quarterly results.

A cash-heavy balance sheet is often a sign of strength, but not always. Some companies avoid debt because they have weak business models, limited expansion opportunities, or inconsistent cash flow.