Civista Bancshares, Inc. - Common Stock (CIVB)
Frequently Asked Questions About Civista Bancshares, Inc. - Common Stock (CIVB)
How can customers open an account with Civista Bank?
Customers can open an account with Civista Bank by visiting one of its branch locations or by applying online through the bank’s website. The process is designed to be straightforward, providing customers with the necessary information and resources to set up their banking services efficiently.
How does Civista Bancshares contribute to financial literacy?
Civista Bancshares promotes financial literacy in its communities through workshops, seminars, and educational resources aimed at helping individuals and families understand personal finance, budgeting, savings, and investing. These initiatives are part of the company’s mission to empower consumers to make informed financial decisions.
How does Civista Bancshares support community involvement?
Civista Bancshares actively supports community involvement by participating in local events, sponsoring charitable organizations, and encouraging employee volunteerism. The company believes in giving back to the communities it serves, fostering economic development, and enhancing the quality of life for residents.
How does Civista Bank prioritize risk management?
Civista Bank prioritizes risk management through a comprehensive framework that identifies, assesses, and mitigates potential risks associated with its operations. The bank has established policies and controls to monitor credit, operational, and market risks, ensuring stable and secure financial practices.
How has Civista Bancshares adapted to digital banking trends?
Civista Bancshares has embraced digital banking trends by investing in technology and developing online and mobile banking platforms. These platforms provide customers with convenient access to banking services from anywhere, allowing for seamless transactions and financial management.
Is Civista Bancshares publicly traded?
Yes, Civista Bancshares, Inc. is publicly traded on the Nasdaq under the ticker symbol CIVB. As a public company, it provides transparency to its investors by adhering to regulatory requirements and disclosing financial information to the public.
What are Civista Bancshares' growth strategies?
Civista Bancshares’ growth strategies include expanding its branch network, enhancing digital banking capabilities, and pursuing strategic acquisitions to enter new markets. The company also focuses on strengthening customer relationships and innovative product offerings to drive organic growth.
What are some recent achievements of Civista Bancshares?
Recent achievements of Civista Bancshares include recognition for growth and service excellence within the banking industry, successful expansion of branch locations, and various awards celebrating its community involvement and customer service efforts. These achievements reflect the company's commitment to its core values and long-term strategy.
What does Civista Bancshares, Inc. do?
Civista Bancshares, Inc. is a financial holding company that operates Civista Bank. The company provides a wide range of banking services, including personal and commercial banking products, mortgage lending, investment consulting, and wealth management services. Civista aims to meet the financial needs of individuals and businesses within its markets, primarily in Ohio and surrounding areas.
What initiatives does Civista Bancshares have regarding sustainability?
Civista Bancshares is committed to sustainability through initiatives aimed at reducing its environmental footprint, promoting responsible lending, and supporting green projects. The bank seeks to engage with initiatives that foster sustainable development and environmental stewardship in the communities it serves.
What is Civista Bank’s approach to customer service?
Civista Bank emphasizes exceptional customer service as a core value. The bank focuses on building long-term relationships with its customers through attentive service, tailored financial solutions, and ongoing support, ensuring that clients feel valued and understood.
What is the competitive advantage of Civista Bancshares?
Civista Bancshares has a competitive advantage due to its deep-rooted local knowledge, personalized service approach, and strong community ties. Their focus on building relationships and understanding customer needs sets them apart from larger, more impersonal national banks.
What is the dividend policy of Civista Bancshares?
Civista Bancshares has a dividend policy that aims to return value to its shareholders while balancing growth and capital needs. The company has historically paid consistent dividends and reviews its dividend strategy on an ongoing basis based on financial performance and market conditions.
What markets does Civista Bank primarily serve?
Civista Bank primarily serves markets in Ohio, with a focus on communities in the northern and central regions of the state. The bank has expanded its presence through branches and operational facilities to better reach customers in these areas.
What type of banking services does Civista Bank offer?
Civista Bank offers a comprehensive suite of banking services, including checking and savings accounts, loans (personal, commercial, and mortgage), credit and debit card services, online banking, and investment management services. They strive to provide personalized financial solutions to individuals, families, and businesses.
What types of loans does Civista Bank offer?
Civista Bank offers a variety of loan products, including personal loans, home mortgages, home equity loans, and commercial loans. Each loan type is designed to meet the diverse needs of their customers, providing flexible options for financing significant purchases and investments.
When was Civista Bancshares, Inc. founded?
Civista Bancshares, Inc. was founded in 1884, making it one of the oldest banking institutions in the region. The company has a long-standing history of serving its communities and adapting to the evolving needs of its customers over the years.
Where can investors find financial information about Civista Bancshares?
Investors can find financial information about Civista Bancshares on its investor relations website, which contains quarterly and annual financial reports, earnings releases, stock performance data, and upcoming event schedules. This transparency allows investors to make informed decisions regarding their investment in the company.
Where is the headquarters of Civista Bancshares, Inc. located?
The headquarters of Civista Bancshares, Inc. is located in Sandusky, Ohio. This central location allows the company to efficiently serve its customer base throughout Ohio and neighboring states.
Who are the key executives at Civista Bancshares?
Key executives at Civista Bancshares include the President and CEO, who oversees the overall strategic direction of the company, as well as other senior leaders responsible for different divisions such as operations, finance, and technology. This leadership team works collaboratively to drive growth and enhance customer experience.
What is the current price of Civista Bancshares, Inc. - Common Stock?
The current price of Civista Bancshares, Inc. - Common Stock is 19.19
When was Civista Bancshares, Inc. - Common Stock last traded?
The last trade of Civista Bancshares, Inc. - Common Stock was at 4:00 pm EDT on April 7th, 2025
What is the market capitalization of Civista Bancshares, Inc. - Common Stock?
The market capitalization of Civista Bancshares, Inc. - Common Stock is 302.60M
How many shares of Civista Bancshares, Inc. - Common Stock are outstanding?
Civista Bancshares, Inc. - Common Stock has 15.77M shares outstanding.