Eugene, OR-based Law Office of Kim Covington (541-393-2790) has announced an update to its creditor harassment protection services for clients in Springfield, OR.
-- With the service update, Kim Covington now helps Springfield residents dealing with persistent debt-related harassment get legal protection under the U.S. bankruptcy code. The attorney educates clients on their rights, helps them take action against unscrupulous creditors, and, if necessary, files bankruptcy to prevent wage garnishment or repossession.
More details can be found at https://www.kimcovington-bankruptcylawyer.com/bankruptcy-overview/creditor-harassment/
While creditors, under Oregon law, need a court judgment before taking action to garnish wages or repossess vehicles, they can typically claim up to 25% of an individual’s disposable income through wage garnishment, which the attorney notes can make it even harder to cover basic living expenses.
Atty. Kim Covington explains that filing for bankruptcy triggers an automatic stay, which immediately halts most debt collection efforts. When a petition is filed, the debtor comes under the protection of the court and the creditor is required to cease all attempts to collect payment, even lawsuits seeking repayment are paused. However, certain debts—such as child support, alimony, and some tax obligations—are not covered by bankruptcy protection, which is why professional legal advice is essential.
“If you’re facing constant creditor harassment, wage garnishment, or the threat of repossession, bankruptcy may offer the financial reset you need,” says Kim Covington. “I work with clients to help them understand their options and take back control of their financial future.”
In addition to court protection through bankruptcy, the attorney assists clients in holding creditors to account through the Fair Debt Collection Practices Act, which protects consumers from misleading or abusive collection tactics.
About The Law Office of Kim Covington
The Law Office of Kim Covington has been helping Oregon residents with bankruptcy and debt relief solutions for over 24 years. The firm works with individuals and families who can’t meet up with their financial obligations, helping them determine their best options for moving forward. All their services come with a complimentary 1-hour consultation, with payment plans available.
“This year, I had the pleasure of working with Kim, and I can’t recommend them highly enough. From the very first consultation, they made me feel at ease during a challenging time. Their expertise in bankruptcy law was evident, and they took the time to explain every step of the process clearly and compassionately,” a satisfied client said.
Interested parties can find additional information at https://www.kimcovington-bankruptcylawyer.com/
Contact Info:
Name: Kim Covington
Email: Send Email
Organization: Law Office of Kim Covington
Address: 207 East 5th Avenue, Eugene, OR 97401, United States
Website: https://www.kimcovington-bankruptcylawyer.com/
Source: NewsNetwork
Release ID: 89156857
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